OptimizaT-FlexA leader application in the management of the Payment Plans.
Optimiza is more than a flexible payment plan (FPP) since it makes accessible to the enterprises a more efficient way of payment without any additional salary expenses.
The numbers endorse OPTIMIZAT-FLEX as a leader solution in the market, more than:
The available products for a Flexible Payment Plan are:
The health insurance may cover the possible disease expenses, the medical and surgical assistance for any kind of disease or injury, only if they are included in the type of health insurance agreed with the insurance company. Through this Flexible Payment Plan, the first annual 500€ for each one of the persons included in the policy, are exempt of payment.
The maximum amount that is exempt of taxation as PIT through a Flexible Payment Plan, is of 11 euros/per diem. The following requirements are to be considered:
- The vouchers have a number and a name and are not transferable.
- When they are delivered on paper, the nominal amount must be clear.
- The enterprise must have a number record of the delivered vouchers
The payment of the nursery schools is like the food vouchers, and is possible to use anyone of the available forms (vouchers or electronic payment).
It is exempt of tax through a Flexible Payment Plan the amount of 1.500€ annually or 136,36€ per month, during 11 months.
This product is not 100% exempt; you must calculate the taxation according to the market value of the vehicle based on its exclusive use.
The training courses can be done only by the members of the Flexible Payment Plan.
If the employee takes the initiative to receive the training, this does not change the tax treatment.
This insurance covers the retirement situations, death, disability, serious disease and long term unemployment.
Through the Flexible Payment Plan the enterprise offers to its employees the possibility to buy shares or stocks in the social capital of the enterprise.
It is exempt of taxation the delivery to the working employees, for free or for a lower price than the normal in the market, of shares or stocks of the enterprise or other enterprises that belong to the group of companies. This delivery should not exceed, for the total amount given to each employee, the amount of 12.000€ per year, according to the conditions that are regularly established.
The Requirements that have to do with these shares are:
- That the employee together with relatives, should not have more than the 5% of shares in the company.
- That the shares must be hold by the employee during a minimum due time.
If you want more information about the application Optimiza, please, contact the Group Oesia, phone number: 913 098 600, extension 22521 or PBX: (571) 530-0770.